For UK student or child student visa, you will need to prove you have enough money to support yourself and any dependants in the UK unless you are from an exempt country . If you’re applying from overseas, or if are applying in the UK but have not been here with permission for 12 months or more, you must show that you have enough money to cover your course fees (and boarding fees, if relevant) and living costs.

What you need to show depends on the route you’re applying on and your personal circumstances.

If you wish to use a loan letter as evidence of your funds this letter must confirm that the loan is provided by either the relevant government or a government sponsored Student Loan Company or an academic or educational loans scheme. The letter must be on official letterhead paper with loan provider’s name & logo and should confirm:

• Your name (you cannot use a loan letter in a parent’s name)
• The date (the letter must be less than 6 months old on the date that you apply)
• The amount of money available as a loan
• That the loan is for you
• That there are no conditions placed on the release of the funds other than your visa application being successful
• That the loan is a student loan provided by either the relevant government or a government sponsored student loan company or an academic or educational loans scheme

• That the funds will be available to you directly before you travel to the UK, or paid directly to the University, before you begin your course

  The loan funds can alternatively be paid directly to the University for tuition fees. If so, the loan letter must contain all the information as stated above but also confirm that the funds will be paid directly to the University to cover tuition fees before you travel to the UK, and that the remaining amount for living expenses will be paid directly to you before you travel to the UK.

Sample Student Loan Letter

Date: ……………………………

Ref: BOI/OSUK/EDU/2022/13

To whom it may concern

This is to confirm that we have sanctioned under the Educational LoansScheme a Student Loan amount of Rs 14.50 Lakhs (Rupees Fourteen Lakhs and Fifty Thousand) only to …………………………………………………….(Student’s name and address) for his/her higher study in ………………………………………………..(course name) at …………………………………………….(University name), UK.

He/has fulfilled the terms and conditions of the Educational Loan and the bank is ready to releasethe loan amount after he/she successfully obtains the UK study visa. The full funds will be available to ……………………… (Student’s name) before he/she travels to the UK.

This certificate is issued at the specific request of the customer without anyrisk or responsibility on part of the bank or the official signing it.

Yours faithfully

......................

Signature :

Full name :

Position :

Branch address :